Final expense insurance helps pay for funeral costs and final bills, so your loved ones don't have to. Answer 5 quick questions and a licensed agent will get you your rate.
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Funeral, burial or cremation, medical bills and other final expenses.
Many plans have no medical exam, just a few health questions.
Your premium never goes up and your coverage never shrinks.
Benefits are usually paid quickly, straight to your loved one.
The average funeral today can cost $8,000 to $12,000 or more. Final expense insurance is a small whole life policy, usually $5,000 to $35,000, made to cover those costs so your family isn't left with the bill.
Plans are built for people 50 to 85. Most have no medical exam, the price is locked in for life, and the policy can't be canceled because of age or health as long as premiums are paid. A licensed agent compares several A-rated companies to find you the best price.
It's a small whole life insurance policy, usually $5,000 to $35,000, meant to pay for funeral costs, medical bills and other final expenses.
Most final expense plans have no medical exam. You answer a few health questions, and some plans accept almost everyone.
No. With a whole life final expense plan your premium is locked in and your coverage stays the same for life.
Claims are often paid within days to a couple of weeks after the insurer receives the paperwork.
There are plans for many health histories, including guaranteed acceptance plans. A licensed agent will match you with the right one.